Foreclosure – Free Legal Help

Righting the Wrongs - Housing Crisis Resource Section
Foreclosure Sign
Shelter is a basic need. Unfortunately, as poverty levels rise, meeting the needs of individuals who need safe and affordable housing becomes increasingly difficult. We have made helping Arkansans in need of legal help due to housing issues a high priority. Please read more and see if you qualify for our free legal services and call us today.    
The Center for Arkansas Legal Services and Legal Aid of Arkansas has developed a special housing litigation team of attorneys, housing advocates and partnering counselors to handle foreclosure and foreclosure related issues. We serve low-income Arkansans in all 75 counties in the state. 
This program has been made possible as a result of a $2 million distribution that the Arkansas Attorney General's Office made to the Arkansas Access to Justice Commission to provide equal access to justice for Arkansans affected by the mortgage crisis. That distribution followed negotiation of a landmark multibillion dollar settlement with five of the nation's largest banks over allegations of fraud and abuse within the mortgage industry.
Talk to a legal aid lawyer now. Click here to see if we can help with your type of legal issue and if you qualify under our income eligibility requirements. Also, to learn what you should do before calling 1-800-9 LAW AID.
View the National Mortgage Settlement Settlement PSA and other videos about the The National Mortgage Settlement from HUD.    
 
Self-Help Resources
Housing Crisis Resource Section contains self-help information about the following issues and how (and who) to contact for free legal help and housing counseling. Select a topic below that you would like to learn more about.
Learn About:
  • Foreclosure - Overview
  • Foreclosure - Defense
  • Foreclosure - The Five (5) Stages
  • Eviction - Defense and other Landlord/Tenant Law
  • Arkansas Attorney General Resource Center for Housing Issues
 

Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Don't wait. Look for help now, but watch out for scams.
Step 1. Don't ignore the problem. The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house
Step 2. Contact your lender as soon as you realize that you have a problem. Lenders do not want your house. They have options to help borrowers through difficult financial times.
Step 3. Call our statewide HelpLine at 1-800-9 LAW AID (1-800-952-9243)
We have developed a special team of attorneys and advocates to handle foreclosure and foreclosure related issues. We serve low-income Arkansans in all 75 counties in the state.
 
More Resources, Tips, and Tools
This project has been largely funded through the National Foreclosure Settlement.
 
 
Printable Fact Sheets
  • Fact Sheet - Foreclosure: The Five (5) Stages
  • Fact Sheet - Foreclosure Options: When You Are Behind on Mortgage Payments
  • Fact Sheet - Home Improvement Scams
  • Fact Sheet - Housing & Foreclosure
  • Fact Sheet - How to Avoid Foreclosure
  • Fact Sheet - Owning a Home: Know Your Rights
  • Fact Sheet - Rent-to-Own Home
  • Fact Sheet - Resources for Your Home
  • Fact Sheet - What is a Mortgage?