Self-Help Form - Reporting ID Theft to Credit Bureau
This free interactive form guides you through the process of creating a letter to send to the a credit bureau, requesting investigation and removal from your credit report of items that are the result of identity theft. This program will help you report things listed on your credit report that are not your debts, but are due to identity theft. After you click on the interview link below and answer the questions then this program will write a letter to the credit reporting agency to dispute a mistake on your credit report.
What do I need to do before I get my letter?
- 10 - 15 minutes if time to complete the interview questions. It may take less or more time depending if you have more than one items you are reporting.
- You will need a copy of your credit report in hand when you start the interview. ou can obtain a free copy of your credit report from each credit bureau here. You do not have to pay for a copy of your credit report. One credit report from each company is available to you free each year.
- Click here to get your free credit report or learn more about credit reports.
What do I do after I get my letter?
You will mail the letter and attachment, a copy of your credit report with the incorrect items circled, a copy of the police report you made of the identity theft and proof of your identity with the letter.
Click below to use the interactive interview for a Letter to a Credit Bureau.
This form packet includes:
- Letter Reporting ID Theft to Credit Bureau
- Fair Credit Reporting Act (FCRA) § 605B, 15 U.S.C. § 1681c-2
IMPORTANT NOTICE: If this form packet resource is not functioning properly, please click here for possible solutions.
These forms are not for commercial use and charging for their use in any way is prohibited.